Terms & Conditions

Agreement & Conditions

Welcome to our website (the “Site”). The Site is provided by the Site’s team as a comparison catalog to its users where they can leave comments and share their experiences. The Site’s team is not a lender, payday loan provider, does not broker loans to Third Party lenders, and is not an agent, representative or broker of any Third Party lenders. Some of the links on our website that lead to third party websites are affiliate links. We may receive commission or a fee if you click on a link that takes you through to a third party website or if you purchase a product from a third party website. Please review the following terms and conditions that govern your use of the Site.

The Site’s team provides you access to the Site subject to the terms and conditions of this agreement. Please note that your use of the Site constitutes your unconditional agreement to follow and be bound by these terms and conditions.

The Site’s team reserves the right to update or modify the above mentioned terms and conditions at any time without prior notice. If the terms and conditions have been updated, the Site’s team will post them on the Site and note the date that it was last updated. Your use of the Site following any such posting constitutes your unconditional agreement to follow and be bound by the new terms and conditions as changed.

The Site must not be used by individuals under the legal age (Minors). If you are a Minor, you must not use the Site. For avoidance of doubt, the Site’s team shall not be responsible for any unauthorized use by Minors of the Site in any way or manner.

The Site, its design, all text, graphics, content, video and audio are the property of the Site’s team, and/or various Third Parties, and are protected under international copyright laws. None of the content found on the Site may be reproduced, republished, distributed, displayed, sold, transferred, or modified without the express written permission of the Site’s team and/or the applicable Third Parties.

Trademarks and design marks appearing on the Site are trademarks of their respective owners. Nothing contained on the Site should be construed as granting, by implication or otherwise, any license or right to use any trademarks, except with the express written permission of the Site’s team or such other party that may own the applicable trademarks.

Neither the Site nor its content may be, in whole or in part, copied, reproduced, republished, uploaded, posted, transmitted or distributed without the written permission of the Site’s team, except that you may download, display and print the content presented on the Site for your personal, non-commercial use only. Unauthorized use of the Site and/or the content contained on it may violate applicable copyright, trademark or other intellectual property laws or other laws. You must retain all copyright and trademark notices, including any other proprietary notices, contained within the content on the Site. The use of such content on any other website or in any environment of networked computers is prohibited.

You are prohibited from contributing, posting or transmitting to the Site any infringing, unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane content or any content that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.

In its sole discretion, in addition to any other rights or remedies available to the Site’s team and without any liability whatsoever, the Site’s team at any time and without notice may terminate or restrict your access to any component of the Site.

References on the Site to any names, marks, products or services of Third Parties or hypertext links to Third Parties sites or information are provided solely as a convenience to the Site’s users and do not in any way constitute or imply the Site’s endorsement or recommendation of the Third Party, information, product or service. The Site’s team is not responsible for the content of any Third Party sites and does not make any representations regarding the content or accuracy of material on such sites. If you decide to link to any such Third Party websites, you do so entirely at your own risk. Your use of such Third Party websites is subject to the terms and conditions of use and the privacy policies of such websites.

Privacy Policy

The Site’s team is committed to protect the privacy and security of your personal information obtained by reason of your usage of the Site.

The Site’s team does not provide the personal information of its users to any Third Parties. Each and every visit of the Site, records the visitors IP address.

We may collect and process information that you provide by posting material or reporting problems with the Site. If you contact us, we may keep a record of that correspondence. We may collect details of your visits to the Site including, but not limited to, traffic data, weblogs and other communication data, whether this is required for our own tracking of the resources that you access.

We do not collect “Sensitive Personal Data” within the meaning of the Data Protection Act 1998.

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.

We may need to disclose your information if we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply our terms of use or to protect the rights, property, or safety of the Sites team, or others.

Disclosure Policy

The Site uses the service of Google Inc - Adsense (based on their own principles) for monetization. When the Site’s users click on links which participate in one of Google’s programs, this can result in a commission that is credited to the Site. The Team of the Site presents this information because it believes in full transparency, which is also required by different trusted authorities.

The Site’s team is not a lender, payday loan provider, does not broker loans to Third Party lenders, and is not an agent, representative, or broker of any Third Party lenders. The Site may use affiliate links. As such, the Site’s team cannot guarantee loan amount availability and/or loan approval.


The information presented on the Site is based on the Site’s team principles, experiences, opinions, impressions and analysis of available to the public information on the internet. The information on the Site is not meant to provide financial and/or legal advice. The Site’s team highly recommends to its users to consult licensed experts and/or professionals regarding their areas of interests.

The Site’s team does not urge and/or encourage the Site’s users to become clients of any Third Party companies and/or websites.

Limitation of Liability

The Site’s content is provided to you "as is" and "as available" and without warranty or condition of any kind, whether express or implied. Furthermore, to the fullest extent permissible pursuant to applicable law, the Site’s team disclaims all warranties, express or implied, including, but not limited to, implied warranties or conditions for a particular purpose, non-infringement of third party rights, freedom from computer virus, and warranties arising from course of dealing or course of performance. The Site does not represent or warrant that the functions contained in it will be uninterrupted or error free, that defects will be corrected or that the Site or the server which makes the Site available are free from viruses or other harmful components. In no event shall the Site’s team be liable for any damages whatsoever, including direct, indirect, special, incidental or consequential damages, arising out of or in connection with the use or performance of the Site or any other site you may access while using the Site or your use of the content, even if advised of the possibility of such damages.


You acknowledge and expressly agree that use of the Site is at your sole and own risk. You agree to defend, indemnify and hold the Site and its respective directors, officers, trustees and employees harmless from any and all liabilities, costs and expenses, including reasonable attorneys' fees, related to any violation of these terms and conditions by you or in any way arising out of the use of the Site, including without limitation, the placement or transmission of any information or other materials on the Site.

Cookies Policy

The Site uses "cookies" to enhance your visits to it. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive. Cookies do not store personal information about you, unless you knowingly provide it. Cookies can store non-personal information, such as what websites or pages your browser has accessed. We use cookies to store information and personalize your experience with the Site. For example, cookies allow the Site to recognize your browser as a previous visitor, and thus save and remember any preferences that may have been set while you were previously browsing the Site.

We use cookies to remember you when you visit the Site, to keep track of your browsing patterns, to build up a profile of how you and other users use our the Site, to make the Site work as efficiently as possible and to administer services to you and to advertisers.

Most browsers allow you to turn off cookies. In order to do this, please look at the “help” menu on your browser. Switching off cookies may restrict your use of the Site and/or delay or affect the way in which it operates.

Some of the Third Parties’ websites generate their own cookies (or web beacons) to track how many people have seen a particular advertisement (or use the services of Third Parties to do this), and to track how many people have seen it more than once. These cookies cannot be used to identify an individual; they can only be used for statistical purposes, for example, in providing you with advertisements that are more relevant to your interests. Some of the information gleaned from Third Party cookies will be aggregated with other anonymous information for statistical purposes. The Third Party companies that generate these cookies have their own, very strict, privacy policies but we don't have access to these cookies; other than allowing them to be served, we have no role to play in these cookies at all (although we may use statistical information arising from these Third Party cookies and provided to us by Third Parties, to improve the targeting of advertisements to users of the Site).

Trademarks Policy

The Site does not own the trademarks which are presented and/or used on it. The trademarks’ rights and ownership belong to their respective owners. If a private body and/or any other legal entity do not want their trademarks to be viewed through the Site, the trademarks’ owners need to contact the Site’s administrator and request their immediate removal.

Governing Law

This agreement is governed by the law of England, Scotland, Wales and Northern Ireland, and is subject to the exclusive jurisdiction of the courts of England, Scotland, Wales and Northern Ireland.


Failure of the Site’s team to insist upon strict performance of any of the terms and conditions hereof shall not be deemed a relinquishment or waiver of any rights or remedy that the Site’s team may have, nor shall it be construed as a waiver of any subsequent breach of the terms and conditions hereof, which terms and conditions shall continue to be in full force and effect.


If any section or portion of any section of this agreement is determined to be unenforceable or invalid for any reason whatsoever, that unenforceable or invalidity shall not affect the enforceability or validity of the remaining portions of this agreement and such unenforceable or invalid section or portion thereof shall be deemed to be severed from the remainder of this agreement.