The only criteria that you have to meet is to be 18 or over.
In addition we recommend to be in good emotional condition to make a proper choice without additional risk.
We strongly advise you before you make a step and decide to apply for a payday loan to read in details our FAQ section. This will give you a broader image of what you can expect and how to deal with different issues. More, reading our FAQ section will protect you from getting into financial troubles.